It costs roughly $25,000 to repossess and sell a rapper's Lamborghini -- at least according to a Georgia bank, which is now suing Bow Wow for money it spent flipping his ride.
SunTrust Bank filed the lawsuit against Bow Wow -- real name Shad Moss -- claiming he took out a business loan worth $300,165 and agreed to make 84 monthly payments of $4,730.
According to bank records filed with the lawsuit, Bow Wow fell behind on payments last year ... with a remaining balance of roughly $160,000.
The docs show the bank repossessed the rapper's Lamborghini Murcielago to settle the debt -- and managed to get $161,000 for the exotic car.
You'd think that would be the end of it -- but the bank tacked on over $25,000 for "repossession expenses."
According to the lawsuit, Bow Wow still owes the bank $21,371 -- and the bank's suing for every last penny.
TMZ broke the story ... Bow Wow is also being chased down by a collection agency over a $283,000 judgment against him, stemming from a Ferrari he stopped making payments on.
Sources close to Bow Wow tell us, the rapper attributes all his money issues to his crappy ex-management team. We're told he has since cleaned house and is now working to fix his financial mess.